Back to Lockdown: invest or keep the cash?

Toronto is going back to lockdown from November 23 onwards. It will last for 28 days.  

Last time the dental offices were closed. This time, dental offices are allowed to keep open. That means, I have work.

With the Christmas shopping season starting soon, this lockdown will put a break on peoples spending habits for sure. Who will splurge on gifts and stuff this year? 

So I am thinking of a slow economy. How the markets are going to react? Will the companies reduce the dividends? I don't know yet.

I want to keep some cash, if things really got bad...

There is a vaccine in the future. So, humanity is going to survive. The hope is, market will recover and economy will recover.  I also believe that most people will take the vaccine. 

I see hope in the coming year. But, scared for the moment right in front me. 

Are you going to put your money invested or going to keep cash?

Bindu